Benefits of a general warranty deed

Buying a property is one of the biggest decisions you will take in your life. You will be investing a big part if not all of your life’s savings. And if you invest in the wrong location, you may lose it all. So, you need to find the right property first. You also need to make sure that you are paying the right price for it. But even bigger problem than that are the conflicts related to the property. Often there are pending court cases or disputes for the real estate you are about to buy. If you buy it while these conflicts still stand you will have to face a lot of problems in the future. That’s why it is advised to make sure that there are disputes related to the property in question. And the easiest way of doing so is to get a general warranty deed. It is the type of contract in which the seller ensures that the buyer will get complete ownership of the property without any conflicts. Also, through this deed the seller will ensure that there are no such issues with the property that can affect its value in any way. If any of these claims are found to be untrue the seller can be held liable.

A general warranty deed is a pretty solid proof that buying the property is safe. And even if it is not, the deed will protect you from disputes that it might have. To be extra cautious you can ensure an unbroken chain of general warranty.




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Sample Template Preview



Grantor’s Mailing Address:



Cash and other good and valuable consideration.

Property (including any improvements):

Reservations from Conveyance:    None

Exceptions to Conveyance and Warranty:

Liens described as part of the Consideration and any other liens described in this  deed as being either assumed or subject to which title is taken; validly existing easements, rights-of-way, and prescriptive rights of record; all presently recorded and validly existing restrictions, reservations, covenants, conditions, oil and gas leases, mineral interests outstanding in persons other than Grantor, and other instruments, other than conveyances of the surface fee estate, that affect the Property; validly existing rights of adjoining owners in any walls and fences situated on a common boundary; any discrepancies, conflicts, or shortages in area or boundary lines; any encroachments or overlapping of improvements; and taxes for the year of this deed, which Grantee assumes and agrees to pay.

Grantor, for the Consideration and subject to the Reservations from Conveyance and the Exceptions to Conveyance and Warranty, grants, sells, and conveys to Grantee the Property, together with all and singular the rights and appurtenances thereto in any way belonging, to have and to hold it to Grantee and Grantee’s heirs, successors, and assigns forever. Grantor binds Grantor and Grantor’s heirs and successors to warrant and forever defend all and singular the Property to Grantee and Grantee’s heirs, successors, and assigns against every person whomsoever lawfully claiming or to claim the same or any part thereof, except as to the Reservations from Conveyance and the Exceptions to Conveyance and Warranty.

Grantee accepts the conveyance of the Property subject to a note which is described in and secured by a Deed of Trust recorded under Clerk=s File No.                .  Grantee does not assume payment of the note or liability under any instrument securing it.  By this deed, Grantor does hereby assign, transfer and deliver to Grantee all of Grantor=s interest in the funds held in the existing escrow account, if any, with the lienholder, its successors and assigns.  Further, by this deed Grantor does hereby transfer and assign to Grantee all of Grantor=s right, title and interest to any unearned insurance premium that may exist at this time as well as Grantor=s interest in any insurance claims, past, present or future, relating to the Property.

When the context requires, singular nouns and pronouns include the plural.



State of Texas             ‘

County of ___________    ‘

This instrument was acknowledged before me on the ______ day of _______________, 20_____, by ___________________________________________________________________.

Notary Public, State of Texas
Commission Expires:    ___________________
Notary’s Name Typed or Printed:

After Recording Return To: